[colug-432] Insurers track driver behavior via smartphones

[R P Herrold]

On Fri, 5 Sep 2014, tom wrote:

> Probably will be put in engine management control units in the future

Bluetooth enabled OBD devices are readily available [1], and 
are all that is needed to gateway a bridge to a cell phone, 
gps, and more.  Recording is already present in the OBD 
device's backend; explicit or covert 'phone home' is trivial 
at this point to implement; the NSA 'shopping catalog' 
disclosed by Snowden describes several approaches

Sell it as a way to:
	- let a parent 'protect' a young driver from thinking 
they can 'get away' when out of sight of mom and dad ...
	- reduce rates [Progressive does / did this -- a 
friend who signed up was identified as a lead-foot, jack 
rabbit, and 'race up to a stop' style driver; no rate savings 
for hime !!]
	- a 'keyless' keying -- no one leaves a cell phone 
behind; permit registration of several on the vehicle, and one 
will never be locked out / forget keys, etc again
	- the imagination boggles as to what marketing 
opportunities exist to remove yet more anonynimity

-- Russ herrold

[1] https://www.kickstarter.com/projects/obdsol/obdlink-mx-wifi-a-wireless-gateway-to-vehicle-obd