[colug-432] Insurers track driver behavior via smartphones

tom thomas.w.cranston at gmail.com
Fri Sep 5 15:44:40 EDT 2014

On 09/05/2014 12:43 PM, R P Herrold wrote:
> On Fri, 5 Sep 2014, tom wrote:
>> Probably will be put in engine management control units in the future
> Bluetooth enabled OBD devices are readily available [1], and
> are all that is needed to gateway a bridge to a cell phone,
> gps, and more.  Recording is already present in the OBD
> device's backend; explicit or covert 'phone home' is trivial
> at this point to implement; the NSA 'shopping catalog'
> disclosed by Snowden describes several approaches
> Sell it as a way to:
> 	- let a parent 'protect' a young driver from thinking
> they can 'get away' when out of sight of mom and dad ...
> 	- reduce rates [Progressive does / did this -- a
> friend who signed up was identified as a lead-foot, jack
> rabbit, and 'race up to a stop' style driver; no rate savings
> for hime !!]
> 	- a 'keyless' keying -- no one leaves a cell phone
> behind; permit registration of several on the vehicle, and one
> will never be locked out / forget keys, etc again
> 	- the imagination boggles as to what marketing
> opportunities exist to remove yet more anonynimity
> -- Russ herrold
> [1] https://www.kickstarter.com/projects/obdsol/obdlink-mx-wifi-a-wireless-gateway-to-vehicle-obd
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Just another way to gouge the public. Statistics is a better way to rate 
drivers. A good manager does not look at what the employee is doing 
minute to minute, but gauges production. Same should go for the 
insurance industry.


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